A significant benefit of a self-funded workers’ compensation pool, such as KERIT, is the financial advantage to members. Unlike traditional insurance providers, a pool allows members to capture a portion of investment income
Consider the plight of a city or county that does not belong to an insurance pool: the government buys coverage through a private insurer, at rates set by the state. The premium pays for the losses, overhead and reinsurance costs of the insurance company. The company invests what’s left, earns investment income and keeps the profit.
A member of an insurance pool, on the other hand, saves money in two ways. Members pay reduced premiums, and state law allows the trust to grant discounts off the standard premium a city or county would normally pay to a private insurer. Members also receive dividends, that portion of the trust’s premiums and investment income remaining after the trust has paid claims and operating costs.
The Trust has completed its twenty-ninth year of pooling workers’ compensation coverage. BKD LLP, KERIT’s independent auditors, recently presented their report on KERIT’s December 31, 2015 financial statements at the May 10, 2016 Board of Trustees’ meeting.
Since inception, the members have accumulated over $25.3 million in benefits as shown below. KERIT’s cumulative performance since inception remains outstanding with a 36 percent return.
As a result of its success, KERIT is able to refund premiums to members each year. The Board will consider additional refunds at their August meeting.
The Kansas Department of Labor’s Industrial Safety and Health presented the city of Lansing with the Safety and Health Award for Public Employers (SHAPE). Tim Vandall, City Administrator and KERIT trustee, accepted the award, saying the Lansing “promotes a culture of safety.” See a video of his remarks here.
Summer in the Midwest comes along with insect pests, including some that can be potentially dangerous. Here are some guidelines to help prevent mosquito and tick bites.
Mosquito bite prevention
We’ve heard a lot about mosquitoes and the viruses they can spread, including Zika, West Nile, chikungunya and Dengue, in the news lately. It’s important to protect yourself and your employees from mosquito bites. Here are some helpful tips from the Centers for Disease Control and Prevention (CDC):
- Use an EPA-registered insect repellent as directed. When used as directed, EPA-registered repellents are safe and effective. Reapply repellent every few hours, as directed. The CDC recommends repellants containing the following active ingredients: DEET (Brands include Off!, Cutter, Sawyer, Ultrathon); Picaridin, also known as KBR 3023; Bayrepel and icaridin (Brands include Cutter Advanced, Skin So Soft Bug Guard Plus); oil of lemon eucalyptus (OLE) or para-menthane-diol (PMD) (Brands include Repel); IR3535 (Brands include Skin So Soft Bug Guard Plus Expedition, SkinSmart).
- Wear long sleeves and pants.
- Treat clothing with a product containing permethrin, which can last through several washings. Do not use a permethrin product directly on your skin.
- To protect young children, cover cribs, stroller or baby carriers with mosquito netting. Follow directions carefully for using insect repellent on children under three years of age.
- Mosquito-proof your home by using screens on windows and doors. Eliminate standing water near your home where mosquitoes could lay eggs.
For more information:
For a downloadable poster, visit:
Tick bite prevention
Ticks live in moist, humid environments, especially in wooded or grassy areas. Ticks can transmit several disease, including as Lyme disease, Tularemia or Rocky-Mountain spotted fever. Reduce your chances of getting bit by taking the following steps:
- Before going outdoors, apply a repellent containing DEET on skin, following product instructions. Treat clothing, boots and camping gear with permethrin.
- After coming indoors, check your clothing for ticks, and remove any that are found. Shower within two hours, and check your body for ticks, using a mirror for hard-to-see areas. For information on how to safely remove a tick, visit www.cdc.gov/ticks/removing_a_tick.html.
- To reduce ticks, remove leaf litter and clear tall grasses and brush around building.
For more information:
For those who perform tree care work, OSHA recently released a Hazard Bulletin that focuses on hazards from falls and falling objects in the industry. The bulletin identifies the hazards that can contribute to injuries and fatalities, and describes the safety measures workers can use to stay safe. Read more
Heat-related injuries and fatalities are always a risk in the Midwest’s unpredictable summers. Soaring summer temperatures can take a toll on outdoor workers, and new workers are especially at risk for heat illness. Read more
Zeus, a Belgian Malinois, is the newest member of the Gardner Police Department and supports the Patrol Division in narcotic detection and patrol operations. Gardner Police Officer James Anderson serves as Zeus’ handler and the pair completed a 30-day training in Texas. The team continued to train locally, obtaining national certification in narcotic detection and patrol operations. Zeus achieved a perfect score during his narcotics detection certification test and received a Level 2 Certification, the highest national certification awarded. Read more
The following seven steps will help health and safety professionals adopt a system for measuring the performance of health and safety functions in the context of their value to an organization, and for communicating results to business and financial executives. Read more
A rigging awareness training will be offered on May 3, 10 a.m. to 12 noon, at Sylvester Powell Jr. Community Center, 6200 Martway, Mission, Kansas. All are welcome to attend the free, two-hour seminar, but seating is limited to 80 people, so please register to reserve your spot. Registration closes Friday, April 29 at 4 p.m. or when the class is filled. Read more